Independent Advice
A professionally managed short-term insurance brokerage built on integrity, independence and personal involvement.
ABOUT US
We understand that insurance is about more than just policies, it is about protecting what matters most to you.
WHAT WE STAND FOR
Providing trusted short-term insurance solutions backed by experience, integrity and personal service.
OUR COMMITMENT
As an independent brokerage, we always act in our clients’ best interests.
Client-Focused Relationships
We prioritise long-term partnerships founded on trust, honesty and consistent, reliable service.
Tailored Insurance Solutions
Personalised, hands-on advice designed around each client’s unique needs, risk profile and budget.
Unbiased Market Access
Independent advice with access to a wide range of reputable insurers to secure the most appropriate cover.
ABOUT US
Hechters Short Term Brokers (Pty) Ltd is an independent, family-run short-term insurance brokerage providing professional and transparent insurance advice to individuals and businesses throughout South Africa.
Hechters Short Term Brokers (Pty) Ltd (FSP No: 55259 ) is an authorised Financial Services Provider (FSP) registered with the Financial Sector Conduct Authority (FSCA)
We believe that strong, long-term client relationships are built on trust, honesty and consistent service. Our approach is personalised and hands-on, ensuring that every client receives insurance solutions that are tailored to their specific needs, risk profile and budget.
By remaining independent, we are able to offer unbiased advice and access to a wide range of reputable insurers, ensuring that our clients are placed with the most appropriate cover available.
Our Commitment
As an independent brokerage, we always act in our clients’ best interests. Our commitment is founded on:
From initial consultation and placement to ongoing reviews and claims assistance, we are committed to supporting our clients at every stage of their insurance journey.
The People Behind the Advice
Hands-on professionals dedicated to providing reliable, personalised support and expertly tailored insurance solutions that meet each client’s unique needs, risk profile, and long-term goals.
AJ Hechter
Director, Key Individual & Representative
AJ is responsible for the overall management and strategic direction of the brokerage. His role includes regulatory oversight, client advice, insurer relationships and ensuring compliance with all applicable legislation.
As a registered Key Individual and Representative, AJ ensures that all advice and services comply with FAIS requirements and are delivered professionally, ethically and in the best interests of clients. His hands-on approach ensures personalised service and accountability across all client portfolios.
Gerhard Hechter
Office Manager
Gerhard manages the day-to-day administrative operations of the brokerage. His responsibilities include policy administration, client support, documentation management and internal processes.
By ensuring operational efficiency and accuracy, Gerhard plays a vital role in delivering consistent, dependable service and ensuring that clients receive prompt assistance and support.
Our Services
We provide a comprehensive range of short-term insurance solutions, tailored to meet the unique needs of both personal and commercial clients, ensuring peace of mind, financial protection, and expert guidance every step of the way.
Personal Insurance
Our personal insurance solutions are designed to protect you, your family and your assets against everyday risks.
Each policy is carefully structured to ensure appropriate cover, competitive premiums and clear understanding of policy terms.
- Motor Insurance
- Household & Homeowners Insurance
- All Risk Cover
- Buildings Insurance
Commercial Insurance
We assist businesses of all sizes with tailored insurance solutions to protect their operations, assets and liabilities.
Our commercial advice focuses on identifying risk exposures and ensuring continuity and financial protection for your business.
- Business Insurance
- Office & Retail Insurance
- Contractors All Risk
- Business Interruption Cover
- Liability Insurance
Claims Assistance
We provide professional claims assistance and representation, managing the claims process on your behalf. Our role is to ensure that claims are submitted correctly, handled efficiently and settled fairly.
We act as your advocate, liaising with insurers and service providers to reduce stress and delays during the claims process.
WHY USE A BROKER?
Using an independent broker provides significant advantages:
A broker represents you, not the insurer. Our role is to help you understand policy terms, avoid gaps in cover and ensure your insurance remains relevant as your circumstances change.
OUR INSURERS
Access to Reputable and Competitive Coverage
Our Insurance Partners
We work with a carefully selected range of reputable South African short-term insurers and underwriting managers. This allows us to source competitive and appropriate cover tailored to your individual or business needs, ensuring that your insurance solutions are both reliable and cost-effective.
Placing Your Risk with the Right Insurer
Independent and Flexible Solutions
As an independent brokerage, we are not tied to any single insurer. This freedom enables us to place your risk with the insurer offering the most suitable cover, terms, and pricing for your specific requirements. Below are some of our insurer partners and administrators—this list is not exhaustive and may change over time based on market availability and client needs.
Insurer Partners and Administrators
CONTACT US
CONTACT US
OUR CONTACT DETAILS
Phone: 072 114 6036
Email: aj@hechters.co.za
Address: Unit 13 and 14, IL Villagio, Persequor Techno Park, Quintin Brand Street, Pretoria
Office Hours:
Monday to Friday: 08:00 – 16:30